Household Budget Reset — start with fixed costs and build a system that saves on its own

Open this board for thirty minutes after payday when you want to reset your monthly spending. The whiteboard maps where the money goes, sorts every possible cut by size and effort so you know what to do first, and holds a grid of current, target, and action for each category. The task board starts with four parent tasks — see the numbers, cut the fixed costs, automate saving, and keep it going — plus twelve subtasks, all sitting in Not started.